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Billings, MT
2999 Old Hardin Rd.
Billings, MT 59101
(406) 248-7481
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Boise, ID
4180 Broadway
Boise, ID 83705
(208) 388-4678
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Missoula, MT
4800 Grant Creek Rd.
Missoula, MT 59808
(406) 541-4800
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Nampa, ID
1608 Industrial Road
Nampa, ID 83687
(208) 606-7160
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RV Insurance

Navigating the world of insurance can be frustrating and intimidating. How much coverage do I need? Am I getting the best service? Should I go through my auto insurance company?

Did you know that auto policies leave insurance gaps by not including coverage for the specialized features of RVs? This is something that shouldn't be discovered at the time of a loss.

Bretz RV & Marine works with a company that makes sure your investment is properly protected with a Specialty-RV Policy. They will have a customized quote to you in less that 15 minutes!

You can think of them as your personal insurance shopper. Their knowledgeable and friendly agents personally evaluate your insurance needs and compare quotes with each of the outstanding insurance companies we work with. They hand-pick the coverage package that best suits your lifestyle. They understand the outdoor enthusiast's way of life, and will work for you to ensure you get the best coverge and rates they have available.

Some of the policy features our specialty insurance provicers can offer are:


  • Total Loss Replacement - Not Available with Basic Auto Coverage
    Protects your investment from the effects of depreciation. After a total loss, you receive full replacement value on your RV. After five model years, you receive purchase price coverage.
  • Agreed Value Coverage - Not Available with Basic Auto Coverage
    Ideal for bus conversions and restored RVs. For total losses, pays the agreed-upon vehicle value as a pre-determined by a qualified professional appraisal or bill of sale.
  • Full-Timer Coverage - Not Available with Basic Auto Coverage
    Comprehensive personal liability and expanded personal contents and living expenses coverage.
  • Personal Contents - Not Available with Basic Auto Coverage
    "New for old" replacement cost coverage on damaged or stolen belongings.
  • Emergency Expenses - Not Available with Basic Auto Coverage
    Reimburses for transportation and lodging if RV unusable due to a covered loss.
  • Campsite Liability - Not Available with Basic Auto Coverage
    Pays for expenses resulting from injuries occurring at your campsite if you're liable.
  • Towing and Roadside Assistance - Typically limited to $50 or $100 of coverage on reimbursement basis with no dispatching under Basic Auto Carrier Coverage.
    Unlimited mileage and occurences. Towing service by RV experts. gSign and Driveg service, which means no out-of-pocket expenses. 24-hour toll-free number accessible from U.S. to obtain dispatching.
  • Disappearing Deductibles - Not Available with Basic Auto Coverage
    Your comprehensive and collision deductibles are reduced 25% each year youfre claim-free. After four claim-free years you pay nothing on your next claim.
  • Mexico Coverage - Not Available with Basic Auto Coverage
    Comprehensive and collision coverage extends to Mexico when Mexican vehicle liability coverage is maintained.
  • Golf Carts - Not Available with Basic Auto Coverage
    Liability coverage is available with full-timer endorsements.
  • TV Antennas, Awnings, Cabanas, Satellite Dishes - Possible endorsement by Basic Auto Carrier Coverage, usually an extra cost.
    Automatically covered, less deductible.
  • Tow Dolly & Trailer Coverage - Not Available with Basic Auto Coverage
    Automatically covered, less deductible.
  • RV-Specialty Claim Handling - You risk having your claim handled by an auto adjuster.
    Should you need to file a claim, you'll work with a specially trained adjuster who fully understands RVs.